Personal Banking

At EQIBank, digital still means personal. Private Banking is the art of delivering a service which is both highly personal and discreet, going well beyond financial services. Whether it’s working with your private banker, developing the optimal trust solution, or being pampered by a global concierge service, you can access it when you need it, around the clock.

Features

✓ Current and Savings Accounts
✓ Available to 180 countries
✓ Over 100 major currency options
✓ 24 Hour Online Banking
✓ Credit and Debit Cards
✓ Wealth Management
✓ Lending
✓ Personal Banker
✓ 24 Hour Global Concierge Service

Current Account
Savings Account
Fixed Term Deposits
EQIBank Debit & Credit Card
Wealth Management
Personal Lending
Current Account

Current Account

EQIBank’s current account is available to individuals, trustees and personal representatives from your personal computer or via your mobile device,puts you in charge of your money when you need it. You can pay people or organizations via SWIFT, SEPA euro Credit Transfers or Ripplenet to over 180 countries with over 100 major currency options. The accompanying EQIBank Credit and Debit Cards are accepted at retail outlets worldwide, enabling you to transact quickly and conveniently, online and via ATMs. EQIBank Card Services also provides exclusive benefits and a 24 hour concierge service.

 

Savings Account

Savings Account

EQIBank’s deposit account offers varying notice terms and pays higher interest rates on funds where instant access is not required. Deposit accounts are suitable for clients who want to set aside funds for the short, medium or long term, as well as for planned liquidity. Interest will be paid monthly to the client’s EQIBank current account. The interest rate is variable and subject to change.

 

Fixed Term Deposits

Fixed Term Deposits

A fixed rate of interest for funds held to maturity. Offering the reassurance of a pre-agreed rate of interest, EQIBank Term Deposits pay interest on liquidity that is not required instantly.

When placing your funds on deposit, you can choose from a variety of maturity periods and interest rates. Fixed Term Deposits are available in a variety of currencies, and interest is paid at maturity. Funds cannot be withdrawn before the end of the agreed maturity period, and only the initial deposit can be added to the account. The Fixed Term Deposit account is only available to individuals who hold a EQIBank Current Account.

 

EQIBank Debit & Credit Card

EQIBank Debit & Credit Card

Our MasterCard or Union Pay card services, focused around our distinctive EQIBank Cards, come with an array of carefully selected benefits which reflect the lifestyle of our clients. Designed for a world without borders, your EQIBank Card features multi-currency capability, allowing you to connect your EQIBank Card to any of your eligible currency accounts. Available as a charge or credit card, EQIBank cards comes with access to Global Concierge – a service that combines the best of digital and expert services. EQIBank cards can be tailored to your lifestyle, offering the ability to order additional cards with tailored spending limits and varying benefits

 

Wealth Management

Wealth Management

EQIBank provides a wide range of investment products and services to assist with attaining your financial objectives. Clients receive customized personal wealth management services from a dedicated team that demonstrates genuine care in attending to their needs. In partnership with Switzerland’s Longitude Group that has been in the vanguard of Wealth and Asset Management since 1995 with offices in Geneva, New York, and the Cayman Islands, EQIBank provides: 

✓  Fixed Income products
✓  Equities and Exchange-Traded Funds (ETFs)
✓  Structured Notes
✓  Options
✓  Non-U.S. Dollar securities
✓ Alternative investments including funds of hedge funds

Personal Lending

Personal Lending

Whether you need a mortgage, want to borrow against an investment portfolio or need a personal loan, EQIBank may be able to assist. We will work with you to understand your lending needs and offer sophisticated solutions.  We can arrange credit secured against most asset types to meet your individual requirements.

Our unsecured lending options include credit cards, charge cards, overdrafts and loans to meet your short-term borrowing needs. Your EQBank Private Banker will draw on specialist expertise from across the bank to help you achieve your objectives